ENGLISH - Online Test
Q1. Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be one part of sentence. Mark the number of the part with errors as your answer. If there is 'No error', mark (5).
Government departments should(1)/ share information with(2)/one another so that(3)/they records are up-to-date(4)/No error(5)
Answer : Option D
Explaination / Solution:
There is error in Part (4). Here THEY should be replaced by THEIR.
Hence Option D is correct
Q2. Which of the following is the MOST OPPOSITE in meaning to ‘Solitary’?
Answer : Option B
Explaination / Solution:
‘Solitary’ means something which is done alone. ‘Comradeship’ is the company and friendship of others with common aims. ‘Solitude’ is the state of being alone. ‘Venture’ is a risky or daring journey. ‘Bounteous’ means ‘giving’. ‘Divulge’ means to make known a private or sensitive information. The correct answer is option B.
Q3.
Directions:Read the following passage carefully and answer the questions given below it. Certain words/ phrases are given in bold to help you locate them while answering some of the questions.
Now let us turn back to inquire whether sending our capital abroad, and consenting to be taxed to pay emigration fares to get rid of the women and men who are left without employment in consequence, is all that capitalism can do when our employers, who act for our capitalists in industrial affairs, and are more or less capitalists themselves in the earlier stages of capitalistic development, find that they can sell no more of their goods at a profit, or indeed at all, in their own country.
Clearly they cannot send abroad the capital they have already invested, because it has all been eaten up by the workers, leaving in its place factories and railways and mines and the like; and these cannot be packed into a ship's hold and sent to Africa. It is only the freshly saved capital that can be sent out of the country. This, as we have seen, does go abroad in heaps of finished products. But the British land held by him on long lease, must, when once he has sold all the goods at home that his British customers can afford to buy, either shut up his works until the customers have worn out their stock of what they have bought, which would bankrupt him (for the landlord will not wait), or else sell his goods somewhere else; that is, he must send them abroad. Now it is not easy to send them to civilized countries, because they practise Protection, which means that they impose heavy taxes (customs duties) on foreign goods. Uncivilized countries, without Protection, and inhabited by natives to whom gaudy calicoes and cheap showy brassware are dazzling and delightful novelties, are the best places to make for at first.
But trade requires a settled government to put down the habit of plundering strangers. This is not a habit of simple tribes, who are often friendly and honest. It is what civilized men do where there is no law to restrain them. Until quite recent times it was extremely dangerous to be wrecked on our own coasts, as wrecking, which meant plundering wrecked ships and refraining from any officious efforts to save the lives of their crews, was a well-established business in many places on our shores. The Chinese still remember some astonishing outbursts of looting perpetrated by English ladies of high position, at moments when law was suspended and priceless works of art were to be had for the grabbing. When trading with aborigines begins with the visit of a single ship, the cannons and cutlasses carried may be quite sufficient to overawe the natives if they are troublesome. The real difficulty begins when so many ships come that a little trading station of white men grows up and attracts the white ne'er-do-wells and violent roughs who are always being squeezed out of civilization by the pressure of law and order. It is these riff-raff who turn the place into a sort of hell in which sooner or later missionaries are murdered and traders plundered. Their home governments are appealed to put a stop to this. A gunboat is sent out and inquiry made. The report after the inquiry is that there is nothing to be done but set up a civilized government, with a post office, police, troops and the navy in the offing. In short, the place is added to some civilized Empire. And the civilized taxpayer pays the bill without getting a farthing of the profits.
Of course the business does not stop there. The riff-raff who have created the emergency move out just beyond the boundary of the annexed territory, and are as great a nuisance as ever to the traders when they have exhausted the purchasing power of the included natives and push on after fresh customers. Again they call on their home government to civilize a further area; and so bit by bit the civilized Empire grows at the expense ofthe home taxpayers, without any intention or approval on their part, until at last although all their real patriotism is centred on their own people and confined to their own country, their own rulers, and their own religious faith; they find that the centre of their beloved realm has shifted to the other hemisphere. That is how we in the British Islands have found our centre moved from London to the Suez Canal, and are now in the position that out of every hundred of our fellow-subjects, in whose defence we are expected to shed the last drop of our blood, only 11 are whites or even Christians. In our bewilderment some of us declare that the Empire is a burden and a blunder, whilst others glory in it as a triumph. You and I need not argue with them just now, our point for the moment being that, whether blunder or glory, the British Empire was quite unintentional. What should have been undertaken only as a most carefully considered political development has been a series of commercial adventures thrust on us by capitalists forced by their own system to cater to foreign customers before their own country's needs were one-tenth satisfied.
According to the author, the habit of plundering the strangers
Answer : Option A
Explaination / Solution:
The author says that simple tribes are often friendly and honest.
Q4.
Direction: Read the following passage carefully and answer the question given below it. Certain words are printed in bold to help you locate them while answering some of the questions.
The concept of ‘Corporate Governance’ and ‘Corporate Social Responsibility’ are two concepts that have been developed by western economies. A company which is well managed and governed is successful in the sense that it fulfils the aims of all its stakeholders and grows with sustainability. Such an organization should be able to fulfil its obligation towards the society at large and in the process be able to help in sustaining its progress as well as progress of the economy as a whole. These concepts have become all the more relevant in developing and emerging economies and have spread across all sectors. Financial institutions and banks are spear headers of economic development in emerging economies. The onus of capital accumulation, in view of a low savings rate, along with mobilization of capital into productive and priority sectors of the economy, lies on the banks and financial institutions. These institutions thus play a dual role in prevalence of good governance norms and ensuring that the society gets its due. On one hand, banks and financial institutions must practice good governance norms as well as fulfil their obligations towards society by practicing good CSR, whilst they should ensure that the large corporations do the same by virtue of being large investors in these corporations.
The issue of relationship or complementarity of Corporate Governance and Corporate Social Responsibility has been often discussed. The concept of ‘Corporate Governance’ essentially points towards ethical functioning of a corporation whereby in the process of achievement of the goal of profit maximization, the rights and interests of all the stakeholders of the corporation should be protected.
Corporate Social responsibility essentially consists of or refers to actions of a corporation which benefits the society in general, an external stake holder of the corporation and it may contradict with the interests of one or more internal stakeholders. However, it is not essential that the interests may necessarily contradict. It has been widely observed that successful corporations generally give it back to the society as they continue to benefit from it.
The practice of good governance norms in banks is essential as it directs and leads economic growth as well as economic development in an economy. The banks and other financial institutions, basically function for the benefit of the society, hence the practice of CSR activities by banks assumes added significance. CSR practices are not only for external stake holders of an organization, but it embodies many aspects like employee relations, diversity, human right activities, non-practice of harmful policies, compensation policies practiced by organization etc. The CSR activities also help in brand building of organizations, which is an important aspect for banks and financial institutions as well in view of increasing competition in this sector.
Which of the following is most similar in meaning to the word 'onus' given in bold as used in the passage?
Answer : Option D
Explaination / Solution:
Onus stands for “one’s duty or responsibility”. Therefore, “obligation” is the most similar word to “Onus”.
Q5. Directions: Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be one part of sentence. Mark the number of the part with errors as your answer. If there is 'No error', mark (5).
The bank will decide(1)/unless Ashok is(2)/eligible for a loan(3)/based on his monthly salary(4)/ No error(5)
Answer : Option B
Explaination / Solution:
There is error in Part (2). UNLESS should be replaced by WHETHER.
Hence Option B is correct
Q6. Which of the following is Most Similar to the word 'Underlying'?
Answer : Option D
Explaination / Solution:
Ancillary - providing necessary support to the primary activities or operation of an organization, system, etc.
Incidental - happening as a minor accompaniment to something else.
Secondary - coming after, less important than, or resulting from someone or something else that is primary.
Fundamental - forming a necessary base or core; of central importance.
Underlying - be the cause or basis of (something).
Q7.
Directions:Read the following passage carefully and answer the questions given below it. Certain words/ phrases are given in bold to help you locate them while answering some of the questions.
Now let us turn back to inquire whether sending our capital abroad, and consenting to be taxed to pay emigration fares to get rid of the women and men who are left without employment in consequence, is all that capitalism can do when our employers, who act for our capitalists in industrial affairs, and are more or less capitalists themselves in the earlier stages of capitalistic development, find that they can sell no more of their goods at a profit, or indeed at all, in their own country.
Clearly they cannot send abroad the capital they have already invested, because it has all been eaten up by the workers, leaving in its place factories and railways and mines and the like; and these cannot be packed into a ship's hold and sent to Africa. It is only the freshly saved capital that can be sent out of the country. This, as we have seen, does go abroad in heaps of finished products. But the British land held by him on long lease, must, when once he has sold all the goods at home that his British customers can afford to buy, either shut up his works until the customers have worn out their stock of what they have bought, which would bankrupt him (for the landlord will not wait), or else sell his goods somewhere else; that is, he must send them abroad. Now it is not easy to send them to civilized countries, because they practise Protection, which means that they impose heavy taxes (customs duties) on foreign goods. Uncivilized countries, without Protection, and inhabited by natives to whom gaudy calicoes and cheap showy brassware are dazzling and delightful novelties, are the best places to make for at first.
But trade requires a settled government to put down the habit of plundering strangers. This is not a habit of simple tribes, who are often friendly and honest. It is what civilized men do where there is no law to restrain them. Until quite recent times it was extremely dangerous to be wrecked on our own coasts, as wrecking, which meant plundering wrecked ships and refraining from any officious efforts to save the lives of their crews, was a well-established business in many places on our shores. The Chinese still remember some astonishing outbursts of looting perpetrated by English ladies of high position, at moments when law was suspended and priceless works of art were to be had for the grabbing. When trading with aborigines begins with the visit of a single ship, the cannons and cutlasses carried may be quite sufficient to overawe the natives if they are troublesome. The real difficulty begins when so many ships come that a little trading station of white men grows up and attracts the white ne'er-do-wells and violent roughs who are always being squeezed out of civilization by the pressure of law and order. It is these riff-raff who turn the place into a sort of hell in which sooner or later missionaries are murdered and traders plundered. Their home governments are appealed to put a stop to this. A gunboat is sent out and inquiry made. The report after the inquiry is that there is nothing to be done but set up a civilized government, with a post office, police, troops and the navy in the offing. In short, the place is added to some civilized Empire. And the civilized taxpayer pays the bill without getting a farthing of the profits.
Of course the business does not stop there. The riff-raff who have created the emergency move out just beyond the boundary of the annexed territory, and are as great a nuisance as ever to the traders when they have exhausted the purchasing power of the included natives and push on after fresh customers. Again they call on their home government to civilize a further area; and so bit by bit the civilized Empire grows at the expense ofthe home taxpayers, without any intention or approval on their part, until at last although all their real patriotism is centred on their own people and confined to their own country, their own rulers, and their own religious faith; they find that the centre of their beloved realm has shifted to the other hemisphere. That is how we in the British Islands have found our centre moved from London to the Suez Canal, and are now in the position that out of every hundred of our fellow-subjects, in whose defence we are expected to shed the last drop of our blood, only 11 are whites or even Christians. In our bewilderment some of us declare that the Empire is a burden and a blunder, whilst others glory in it as a triumph. You and I need not argue with them just now, our point for the moment being that, whether blunder or glory, the British Empire was quite unintentional. What should have been undertaken only as a most carefully considered political development has been a series of commercial adventures thrust on us by capitalists forced by their own system to cater to foreign customers before their own country's needs were one-tenth satisfied.
Which of the following does not come under the aegis of capital already invested?
Answer : Option C
Explaination / Solution:
According to the passage, trade of finished products falls under the capital freshly saved.
Q8.
Direction: Read the following passage carefully and answer the question given below it. Certain words are printed in bold to help you locate them while answering some of the questions.
The concept of ‘Corporate Governance’ and ‘Corporate Social Responsibility’ are two concepts that have been developed by western economies. A company which is well managed and governed is successful in the sense that it fulfils the aims of all its stakeholders and grows with sustainability. Such an organization should be able to fulfil its obligation towards the society at large and in the process be able to help in sustaining its progress as well as progress of the economy as a whole. These concepts have become all the more relevant in developing and emerging economies and have spread across all sectors. Financial institutions and banks are spear headers of economic development in emerging economies. The onus of capital accumulation, in view of a low savings rate, along with mobilization of capital into productive and priority sectors of the economy, lies on the banks and financial institutions. These institutions thus play a dual role in prevalence of good governance norms and ensuring that the society gets its due. On one hand, banks and financial institutions must practice good governance norms as well as fulfil their obligations towards society by practicing good CSR, whilst they should ensure that the large corporations do the same by virtue of being large investors in these corporations.
The issue of relationship or complementarity of Corporate Governance and Corporate Social Responsibility has been often discussed. The concept of ‘Corporate Governance’ essentially points towards ethical functioning of a corporation whereby in the process of achievement of the goal of profit maximization, the rights and interests of all the stakeholders of the corporation should be protected.
Corporate Social responsibility essentially consists of or refers to actions of a corporation which benefits the society in general, an external stake holder of the corporation and it may contradict with the interests of one or more internal stakeholders. However, it is not essential that the interests may necessarily contradict. It has been widely observed that successful corporations generally give it back to the society as they continue to benefit from it.
The practice of good governance norms in banks is essential as it directs and leads economic growth as well as economic development in an economy. The banks and other financial institutions, basically function for the benefit of the society, hence the practice of CSR activities by banks assumes added significance. CSR practices are not only for external stake holders of an organization, but it embodies many aspects like employee relations, diversity, human right activities, non-practice of harmful policies, compensation policies practiced by organization etc. The CSR activities also help in brand building of organizations, which is an important aspect for banks and financial institutions as well in view of increasing competition in this sector.
Which of the following is most opposite in meaning to the word 'ethical' given in bold as used in the passage?
Answer : Option B
Explaination / Solution:
“Ethical” stands for “moral”. Hence, “iniquitous” which means “morally wrong” is the correct answer.
Equitable means fair and impartial.
Altruistic means showing a disinterested and selfless concern for the well-being of others; unselfish.
Q9. Which of the following word is most similar to 'cripple'?
Answer : Option B
Explaination / Solution:
Cripple -to cause serious damage to someone or something, making him, her, or it weak and not effective
Capacitate- make (someone) capable of a particular action or legally competent to act in a particular way.
Debilitate - make (someone) very weak and infirm.
Shore up - support by placing against something solid or rigid;
strengthen - make or become stronger.
Q10.
Direction: Read the following passage carefully and answer the question given below it. Certain words are printed in bold to help you locate them while answering some of the questions.
The concept of ‘Corporate Governance’ and ‘Corporate Social Responsibility’ are two concepts that have been developed by western economies. A company which is well managed and governed is successful in the sense that it fulfils the aims of all its stakeholders and grows with sustainability. Such an organization should be able to fulfil its obligation towards the society at large and in the process be able to help in sustaining its progress as well as progress of the economy as a whole. These concepts have become all the more relevant in developing and emerging economies and have spread across all sectors. Financial institutions and banks are spear headers of economic development in emerging economies. The onus of capital accumulation, in view of a low savings rate, along with mobilization of capital into productive and priority sectors of the economy, lies on the banks and financial institutions. These institutions thus play a dual role in prevalence of good governance norms and ensuring that the society gets its due. On one hand, banks and financial institutions must practice good governance norms as well as fulfil their obligations towards society by practicing good CSR, whilst they should ensure that the large corporations do the same by virtue of being large investors in these corporations.
The issue of relationship or complementarity of Corporate Governance and Corporate Social Responsibility has been often discussed. The concept of ‘Corporate Governance’ essentially points towards ethical functioning of a corporation whereby in the process of achievement of the goal of profit maximization, the rights and interests of all the stakeholders of the corporation should be protected.
Corporate Social responsibility essentially consists of or refers to actions of a corporation which benefits the society in general, an external stake holder of the corporation and it may contradict with the interests of one or more internal stakeholders. However, it is not essential that the interests may necessarily contradict. It has been widely observed that successful corporations generally give it back to the society as they continue to benefit from it.
The practice of good governance norms in banks is essential as it directs and leads economic growth as well as economic development in an economy. The banks and other financial institutions, basically function for the benefit of the society, hence the practice of CSR activities by banks assumes added significance. CSR practices are not only for external stake holders of an organization, but it embodies many aspects like employee relations, diversity, human right activities, non-practice of harmful policies, compensation policies practiced by organization etc. The CSR activities also help in brand building of organizations, which is an important aspect for banks and financial institutions as well in view of increasing competition in this sector.
Which of the following is most similar in meaning to the word ‘prevalence’ given in bold as used in the passage?
Answer : Option A
Explaination / Solution:
Prevalence means the condition of being prevalent i.e widespread. The word “preponderance” means “the quality or fact of being greater in number, quantity, or importance.” Hence, the most similar word to ‘prevalence’ is ‘preponderance’.
Dissemination means the act of spreading something, especially information, widely; circulation.
